Combating Influence of Money in the Political System

Over the years, wealthy persons and organizations have been interfering with politics to influence the outcome of elections. This then leaves the elected individuals straining to address the interests of their financiers instead of attending to the needs of the...

Factors that Influence Loan Policy Formulation in a Bank

When formulating a loan policy in a bank, there are factors that have to be considered to reduce lending risks and ensure that the product will perform well in the market. There are different things that are addressed in the process including the need for the loan,...

External Factors That Influence a Loan’s Interest Rate

Lenders have to be highly considerate when setting up a loan’s interest rate to ensure that the product will be affordable to consumers. However, they also have to factor in their own needs by minimizing the risks involved. Generally, the applicable rate determines...

How Uncertainty Influences a Dynamic Financial Environment

Uncertainty can negatively influence a changing financial environment and this can push investors to introduce conservative measures to protect their investments. In simple terms, uncertainty creates a situation where entrepreneurs, and even individuals, cannot...